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If you can clear some small debts first, it would go a long way towards repairing your credit.

If you stay in the house for more than five years, this is the best option.

Here's what you need to know about financing your home with a loan of 80/20 mortgage.

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You should also read the fine print of the contract as there may be penalties or the most ridiculous things such as prepayments, and remember, offers to come and go.

Interest rates make a refinance home loan attractive to borrowers in a financial bind.